- Routing Number: #263181407
- Rates
- Application Status
- Locations & Hours
- Schedule Appointment
- Contact Us
A Simple Checking Account with Orlando Credit Union is the easiest way to manage your daily expenses. Enjoy care-free checking with no minimum balance† and no monthly maintenance fee.
With the Orlando Credit Union Rewards Program earn points for a variety of banking-related activities and redeem for cash back, merchandise, travel and other great items.
At Orlando Credit Union, members tell us they are seeking some assistance with lending during this holiday season, and we hear them.
Take advantage of discounted rates for a limited time.
*APR = Annual Percentage Rate. Rates are variable and may increase. Individual rates are determined by credit score and credit history. Subject to credit union membership eligibility, credit approval and verification of information provided on your application. Other terms and conditions may apply. Terms and conditions are subject to change at any time without notice.
**APR = Annual Percentage Rate. Individual rates are determined by credit score, credit history and loan term. Subject to credit union membership eligibility, credit approval and verification of information provided on the application. Vehicle must be titled and registered in the state of Florida.
***Rates are effective as of 10/1/2024. Rates are fixed for the term of the Certificate. Certificates will automatically be renewed at the rate in effect upon maturity. We will impose a penalty if you withdraw any of the principal balance in your account before the maturity date. The amount of the early withdrawal penalty is based on the term of the account. The amount of these penalties are as follows: Terms of 6 months or less lose 90 days’ worth of dividends; and terms greater than 6 months lose 180 days’ worth of dividends. The penalty is calculated as a forfeiture of part of the dividend that has been or would be earned on the amount withdrawn. If the account has not yet earned enough dividends or the dividend has already been paid, the penalty will be deducted from the principal. The Annual Percentage Yield disclosed is based on an assumption that dividends will remain in the account until maturity; a withdrawal will reduce earnings. Fees and penalties can reduce earnings on the account. Rates subject to change without notice.
****APR (Annual Percentage Rate) is based on creditworthiness and Loan-to-Value (LTV) ratio. Home Equity Lines of Credit (HELOC) are variable and based on the Wall Street Journal Prime Rate. Rates and closing costs may vary based upon loan features or other terms and conditions. Additional adjustments may be applicable based upon credit history, property value, mortgage product, property type or other factors. The interest rate shown here are available to borrowers with an excellent credit history.
† As a condition of membership, you must maintain an Ownership Share Account with $5. Every member must also have a Share Savings Account to be eligible for any other products or services.
Orlando Credit Union does not endorse or guarantee the products, information, or recommendations provided by linked sites and is not liable for any failure or products or services advertised on those sites. Each third-party site may have a privacy policy different from Orlando Credit Union and the linked third-party websites may provide less security than the Orlando Credit Union site.
