Florida Checking Accounts Comparison Chart

FRAUD ALERT: Scammers are calling members falsifying that they are Orlando Credit Union. Orlando Credit Union would NEVER call, email, or text ANYONE seeking personal information such as an Account PIN, ANY Password, or a Social Security Number. If engaged to verify personal information, hang up or delete any correspondence immediately. Learn more

FRAUD ALERT: Orlando Credit Union would NEVER call, email, or text seeking personal information such as an Account PIN, Password, or a Social Security Number. If asked to verify personal information, hang up or delete any messages immediately. Learn more

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All of the Features and Benefits You Want

With simple to premium checking accounts to choose from, Orlando Credit Union can help you select the one that best fits your banking needs.

Features	Simple Checking	Rewards Checking	Premium Rewards Checking
Minimum to open*	$25	$100	$500
Monthly Service Fee	$0	$10	$20
How to Avoid a Monthly Service Fee	N/A	Maintain a $500 average monthly balance in checking OR Combined relationship balance of $10,000 or more does not include credit card**	Maintain a $5,000 average monthly balance in checking OR Combined relationship balance of $25,000 or more does not include credit card**
Dividends	None	None	Yes - See Rate information
Account Benefits	Up to 80,000 surcharge-free ATMs Free eStatements	Up to 80,000 surcharge-free ATMs Up to 2 overdraft transfers per month at no charge; then standard fee applies Up to 2 Orlando Credit Union fee rebates at non-Orlando Credit Union ATMs per month, (surcharges may apply if not in surcharge-free network) Free eStatements First box of Image Checks at no charge	Up to 80,000 surcharge-free ATMs No charge for overdraft transfers Up to 5 Orlando Credit Union fee rebates at non-Orlando Credit Union ATMs per month, (surcharges may apply if not in surcharge-free network) Free eStatements or Paper Statements 1 box of Image Checks per year at no charge No Fee Stop Payments
Rewards	My Debit Offers	Rewards Debit Card: Earn 1 point for every $10 an an extra 100 points for 35+ sign and swipe transactions every month Rewards for Direct Deposit: $500.00 to $999.99 = 5 points $1,000.00 to $2,499.99 = 10 points $2,500.00 or more = 25 points My Debit Offers	Rewards Debit Card: Earn 1 point for every $10 an an extra 100 points for 35+ sign and swipe transactions every month Rewards for Direct Deposit: $500.00 to $999.99 = 5 points $1,000.00 to $2,499.99 = 10 points $2,500.00 or more = 25 points My Debit Offers
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*As a condition of membership, you must maintain an Ownership Share Account with $5. Every member must also have a Share Savings Account to be eligible for any other products or services.

**Combined relationship balances includes deposit account balances and loan balances, excluding credit cards, per member number.

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All of the Features and Benefits You Want

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