Looking for a Smarter Way to Finance Home Renovation Projects?
Orlando Credit Union’s Home Improvement Lending Program offers borrowers a hassle-free unsecured personal loan, removing the need for home equity and avoiding the drawn-out application processes typically associated with traditional home loans. It’s an ideal choice for those seeking a straightforward and accessible financing solution, featuring fixed monthly payments and customizable terms to suit their needs.
Benefits of a Home Improvement Lending Program Loan Include:
- Competitive Rates: Enjoy rates as low as 10.49% APR.*
- Loan Amounts Geared to Your Needs: Borrow from $10,000 to $40,000.
- No Collateral Needed: Simplifies and accelerates the application process.
- No Appraisal Required: Skip additional steps and costs.
- Flexible Terms: Choose repayment periods from 12 to 60 months.
- Fixed Rates: Provides predictable and stable monthly payments.
- No Closing Costs: Save money right from the start.
- Rewards Program: Earn rewards points on your loan balance each month and redeem for cash, gift cards and much more.
Which Option is the Best for You?
To discuss your Personal Loan options and apply in-person, schedule an appointment at an Orlando Credit Union branch location near you or you can apply online.
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Perfect for Variety of Home Improvement Projects
Use your home improvement loan for projects such as:
- Replace or repair your roof.
- Remodel your kitchen or bathroom.
- Upgrade your home’s energy efficiency with solar panels, new windows, doors, or an HVAC system.
- Transform your outdoor space—install the pool of your dreams, add a privacy fence, enhance your home’s exterior, and so much more!
*APR (Annual Percentage Rate) is based on creditworthiness and Loan-to-Value (LTV) ratio. Eligibility and Membership required. As a condition of membership, you must maintain an Ownership Savings Account with a $5 minimum balance.
1Payment Example: Unsecured Loan of $10,000 for 36 months at 10.49% will have a monthly payment of $325.
2Payment Example: Unsecured Loan of $10,000 for 60 months at 11.49% will have a monthly payment of $220.