The Card Loaded with EXTRA Purchasing Power
With a Visa® Xtreme REWARDS Credit Card from Orlando Credit Union, you not only have exceptional purchasing power, you also earn points to redeem for cash back, merchandise, travel and other great items.
APR1
1.99% to 6.99%
first 6 months
on purchases and balance transfers
14.25% to 18.00%
after 6 months
on purchases and balance transfers
Visa Xtreme REWARDS Credit Card
You earn rewards every time you use your credit card.
Here’s how it works:
-
Earn 4 points per $1 spent on Amazon and PayPal transactions for the first 12 months*
-
Earn 3 points per $1 spent on gas and travel transactions**
-
Earn 2 points per $1 spent on dining and grocery transactions***
-
Earn 1 point per $1 spent on other purchases****
Combine these points with points earned through our Rewards Points Program by doing other everyday banking activities. You can also earn bonus points from local and national merchants. Review your accumulated points anytime through online banking and mobile banking.
Best of all, there are no limits to the number of points you can earn! Redeem points for cash back, gift cards, merchandise, fuel redemption, travel (including airline tickets, hotel and car rental), and more.
PLUS: When you load your Orlando Credit Union Visa® Xtreme REWARDS Credit Card into your Digital Wallet for the first time, you’ll automatically receive 300 points.
Learn More About Rewards Program
Other Visa Xtreme REWARDS Credit Card Features
- Introductory rate ranging from 1.99% to 6.99% APR1 for the first 6 months on purchases and balance transfers, based on creditworthiness. After 6 months, your rate will go to the then-current APR, ranging from 14.25% - 18.00% for purchases and balance transfers.
- No annual fee, no application fee, no balance transfer fee, and no foreign transaction fee.
- Tap-to-pay at millions of locations worldwide.
- Planning a trip? Book with Credit Union Travel, use your Orlando Credit Union Visa Xtreme REWARDS Credit Card and earn 5% in hotel dollars on all travel purchases.^
- Enjoy a 25-day grace period on purchases when you pay your balance in full by your monthly due date.
- Visa’s Zero Liability Policy provides purchase protection.
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Visa Checkout
Visa Checkout is a digital payment service that takes the hassles out of making online payments. It works with your tablet, smartphone, or home computer.
Visa Checkout is both fast and secure:
- Skip typing in your credit card number every time you buy online. Just use your Visa Checkout login and you’re done.
- Shop worry-free. Multiple layers of security protect your stored info.
ID Navigator
Orlando Credit Union is #investinginU by providing greater peace of mind by helping to prevent identify theft.
Your Visa® Xtreme REWARDS Credit Card includes ID Navigator™ powered by Norton LifeLock.
With this service, you receive:
- Tools to help keep you informed of potential threats to your identity
- Actions to take should your identity be compromised
Connect your credit card with this service and keep your identity safe.
Credit Card FAQs
We’ve provided answers to many commonly asked questions about the Visa® Xtreme REWARDS Credit Card on our Credit Card FAQs page.
1APR = Annual Percentage Rate. Rates are variable and may increase. Individual rates are determined by credit score and credit history. Subject to credit union membership eligibility, credit approval and verification of information provided on your application. Other terms and conditions may apply. Terms and conditions are subject to change at any time without notice.
* Four (4) points per every one (1) dollar of each Qualifying Amazon and Paypal Transaction (MCC 5942 or contains AMAZON, Amazon, AMZN, PAYPAL or PP*) during the first 12 months after opening their credit card account. The first point of every qualifying Amazon and Paypal transaction will be credited at time of purchase. The additional 3 points of every qualifying Amazon and Paypal transaction will be posted the following month during the first 12 months after the card is open.†
** Three (3) points per every one (1) dollar of each Qualifying Gas and Travel Transaction (Includes MCC 5172, 5541, 5542, 5983, 3000 - 3299, 3351 - 3441, 3501 - 3835, 4111, 4112, 4131, 4411, 4457, 4468, 4511, 4582, 4722, 7011, 7033, 7512).†
*** Two (2) points per every one (1) dollar of each Qualifying Dining and Grocery Transaction (Includes MCC 5300, 5411, 5422, 5451, 5462, 5499, 5812, 5813, 5814).†
**** One (1) point per every one (1) dollar for other Qualifying Transactions.†
† Point earnings are based on the net retail purchase transaction volume (i.e., purchases less credits, returns and adjustments) charged to the Rewards Card during each day by the Cardholder. Net purchases are rounded to the nearest dollar and are subject to verification. If a transaction is subject to a billing dispute, the point value of the transaction may be deducted from the point total during the dispute period. If the transaction is reinstated, points will be reinstated.
^ Certain terms and restrictions apply. Visit CreditUnionTravel.com for details.