Orlando Credit Union Will Put You In the Driver's Seat
Whether you’re looking to buy a new or used car; refinance an auto loan; or purchase a boat, motorcycle or recreational vehicle, Orlando Credit Union offers low rates and flexible terms.
When You Finance a Vehicle Through Orlando Credit Union You Get...
- Competitive rates
- Financing up to 125% of your vehicle's value
- Loan terms up to 84 months APR*
- 90-day no-payment option**
- Prequalified for a loan before you shop
- Optional GAP Insurance and Mechanical Repair Coverage
The Loan and Refinance Process Is Easy
Simply apply online or schedule an appointment at an Orlando Credit Union branch location near you.
Already Applied? Check Status
Need a Loan for a Different Type of Vehicle?
Get a Car Loan and Get Rewarded
With our Rewards Points Program, you can earn 1 point per $1,000 in average daily loan balances every month for your qualifying loan.^ Use your accumulated points for cash back, gift cards, and much more.
Car Buying Made Easy
Follow Our Step-By-Step Guide
Buying a new or used car might seem complicated, but it doesn’t have to be. To simplify things, we’ve created a helpful step-by-step guide that walks you through the entire process, from creating a budget to receiving the keys.
Is Your Insurance Protection Enough?
GAP Insurance and Mechanical Breakdown Coverage Provide Peace of Mind
While your auto insurance can help with collision and liability costs, it may not cover everything in the event of a total loss. Guaranteed Asset Protection can help cover the difference.
And if your vehicle is beyond its factory warranty, Mechanical Breakdown Coverage can save you thousands of dollars in repair bills.
Let Us Shop For You
Auto Advisors Can Handle the Entire Process
Orlando Credit Union has teamed up with Auto Advisors and Enterprise to help you find the best vehicle for your budget. Auto Advisors will do all the shopping and negotiating for you at no cost. Experience a seamless, hassle-free purchase experience.
^Does not include credit cards, sold mortgages or business loans. Loans must be current to receive points for the month. Points will be forfeited if loan is not current, and points will not be reinstated.
*APR = Annual Percentage Rate. Individual rates are determined by credit score, credit history and loan term. Subject to credit union membership eligibility, credit approval and verification of information provided on the application. Vehicle must be titled and registered in the state of Florida.
** First payment will be due 90 days from loan origination. Interest will begin accruing as of the loan origination date, which will result in paying a higher total finance charge and will extend the loan term. Offer not available on existing Orlando Credit Union loans.
Payment example: A vehicle loan of $20,000 for 60 months at 2.79% will have a monthly payment of $357.31. Cost does not include title, taxes, insurance premiums, or any other applicable costs.
Other terms and conditions may apply. Terms and conditions are subject to change at any time without notice.