Visa® SMART
Credit Card
Say "hello" to our credit card and say "goodbye" to high rates and pay fewer fees than those other credit cards in your wallet!
- Introductory rate ranging from 1.99% to 6.99% APR* on purchases and balance transfers for the first 6 months, then ranging from 10.75% to 18.00% APR* on purchases and balance transfers afterwards, based on creditworthiness.
- No annual fees, no application fees, and no balance transfer fees.
- Contactless tap-to-pay makes it easy to pay at millions of retail locations around the globe and is protected by Visa’s Zero Liability Policy.
- Enjoy a 25-day grace period on purchases when your balance is paid in full by your monthly due date.
- Makes great financial sense if you carry balances on your credit card or want to pay down balances more quickly from your higher rate cards.
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