FRAUD ALERT: Scammers are calling members falsifying that they are Orlando Credit Union. Orlando Credit Union would NEVER call, email, or text ANYONE seeking personal information such as an Account PIN, ANY Password, or a Social Security Number. If engaged to verify personal information, hang up or delete any correspondence immediately. Learn more
FRAUD ALERT: Orlando Credit Union would NEVER call, email, or text seeking personal information such as an Account PIN, Password, or a Social Security Number. If asked to verify personal information, hang up or delete any messages immediately. Learn more
logo
Go to main content
Online Banking Login
Login Help Account Setup Help Guide
Schedule Appointment
masthead banner

Visa® Smart Credit Card

Get a Low Rate with No Annual Fee

Apply Now

Go to main navigation

Pay Down Balances From Higher-Rate Cards

A Visa® SMART Credit Card from Orlando Credit Union makes great financial sense for members who carry balances on their credit card or want to pay down balances more quickly from high-rate cards.

 

Visa Smart Credit Card

APR*

1.99% to 6.99%
first 6 months

on purchases and balance transfers

10.25% to 18.00%
after 6 months

on purchases and balance transfers

Visa SMART Credit Card

  • No annual fees, no application fees, and no balance transfer fees.
  • Contactless tap-to-pay makes it easy to pay at millions of retail locations worldwide.
  • Enjoy a 25-day grace period on purchases when you pay your balance in full by your monthly due date.
  • Visa’s Zero Liability Policy provides purchase protection.

Apply Now

Already applied?  Check Status

 

man smiling

Visa Checkout

Visa Checkout is a digital payment service that takes the hassles out of making online payments. It works with your tablet, smartphone, or home computer.

Visa Checkout is both fast and secure:

  • Skip typing in your credit card number every time you buy online. Just use your Visa Checkout login and you’re done.
  • Shop worry-free. Multiple layers of security protect your stored info.
Enroll Now
man smiling in office

ID Navigator

Orlando Credit Union is #investinginU by providing greater peace of mind by helping to prevent identify theft.

Your Visa SMART Credit Card includes ID Navigator™ powered by Norton LifeLock.

With this service, you receive:

  • Tools to help keep you informed of potential threats to your identity
  • Actions to take should your identity be compromised

Connect your credit card with this service and keep your identity safe.

Connect My Card

woman smiling

Credit Card FAQs

We’ve provided answers to many commonly asked questions about the Visa SMART Credit Card on our Credit Card FAQs page.

View FAQs

contact usContact Us locationsFind ATM
or Branch schedule appointmentSchedule Appointment join usBecome a Member

* APR = Annual Percentage Rate. Rates are variable and may increase. Individual rates are determined by credit score and credit history. Subject to credit union membership eligibility, credit approval and verification of information provided on your application. Other terms and conditions may apply. Terms and conditions are subject to change at any time without notice.

Apply for a Loan Become a Member Schedule Appointment Find a Location
Orlando Credit Union

You are leaving Orlando Credit Union

Orlando Credit Union does not endorse or guarantee the products, information, or recommendations provided by linked sites and is not liable for any failure or products or services advertised on those sites. Each third-party site may have a privacy policy different from Orlando Credit Union and the linked third-party websites may provide less security than the Orlando Credit Union site.

PROCEED