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Rev. 11/2019


Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.


The types of personal information we collect and share depend on the product or service you have with us. This information can include:
►Social Security number and transaction history
►Account balances and payment history
Credit history and credit scores
When you are no longer our customer, we continue to share your information as described in this notice.


All financial companies need to share members' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members' personal information; the reasons Orlando Credit Union chooses to share; and whether you can limit this sharing.



Reasons we can share your personal information
Does Orlando Credit Union share?
Can you limit this sharing?
For our everyday business purposes
— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
For our marketing purposes—
to offer our products and services to you
For joint marketing with other financial companies
For our affiliates’ everyday business purposes—
information about your transactions and experiences
We don't share
For our affiliates’ everyday business purposes—
information about your creditworthiness
We don't share
For nonaffiliates to market to you
We don't share


Call 800-953-4567 or go to


Who we are
Who is providing this notice?
Orlando Credit Union


What we do
How does Orlando Credit Union protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
We also limit access to only those employees for whom access is necessary.
How does Orlando Credit Union collect my personal information?
We collect your personal information, for example, when you
►Open an account or apply for a loan .
►Pay your hills or deposit money
►Use your credit or debit card
We also collect personal information from others, such as credit bureaus and other companies.
Why can't I limit all sharing?
Federal law gives you the right to limit only
►sharing for affiliates' everyday business purposes—information about your creditworthiness .
►affiliates from using your information to market to you .
►sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Companies related by common ownership or control. They can be financial and nonfinancial companies.
►Orlando Credit Union has no affiliates.
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
►Orlando Credit Union does not share with nonaffiliates so they can market to you.
Joint marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
►Our joint marketing partners include insurance companies.


Other important information
In addition to federal law, you may be protected by specific state or local regulations concerning information sharing and marketing, Orlando Credit Union will also fully comply with those regulations.

Read our Online and Mobile Privacy Policy