Privacy Notice
| WHAT DOES ORLANDO CREDIT UNION DO WITH YOUR PERSONAL INFORMATION? | |
|---|---|
| Why? | Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
| What? |
The types of personal information we collect and share depend on the product or service you have with us. This information can include: ►Social Security number and transaction history When you are no longer our customer, we continue to share your information as described in this notice. |
| How? | All financial companies need to share members' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members' personal information; the reasons Orlando Credit Union chooses to share; and whether you can limit this sharing. |
| Reasons we can share your personal information | Does Orlando Credit Union share? | Can you limit this sharing? |
|---|---|---|
|
For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus |
Yes |
No |
|
For our marketing purposes— to offer our products and services to you |
Yes |
No |
| For joint marketing with other financial companies |
Yes |
No |
|
For our affiliates’ everyday business purposes— information about your transactions and experiences |
No |
We don't share |
|
For our affiliates’ everyday business purposes— information about your creditworthiness |
No |
We don't share |
| For nonaffiliates to market to you |
No |
We don't share |
| Questions? |
|---|
| Call 800.953.4567 |
| Who we are | |
|---|---|
| Who is providing this notice? | Orlando Credit Union |
| What we do | |
|---|---|
| How does Orlando Credit Union protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also limit access to only those employees for whom access is necessary. |
| How does Orlando Credit Union collect my personal information? |
We collect your personal information, for example, when you ►Open an account or apply for a loan . We also collect personal information from others, such as credit bureaus and other companies. |
| Why can't I limit all sharing? |
Federal law gives you the right to limit only ►sharing for affiliates' everyday business purposes—information about your creditworthiness State laws and individual companies may give you additional rights to limit sharing. |
| Definitions | |
|---|---|
| Affiliates |
Companies related by common ownership or control. They can be financial and nonfinancial companies. ►Orlando Credit Union has no affiliates. |
| Nonaffiliates |
Companies not related by common ownership or control. They can be financial and nonfinancial companies. ►Orlando Credit Union does not share with nonaffiliates so they can market to you. |
| Joint marketing |
A formal agreement between nonaffiliated financial companies that together market financial products or services to you. ►Our joint marketing partners include insurance companies. |
| Other important information |
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| In addition to federal law, you may be protected by specific state or local regulations concerning information sharing and marketing, Orlando Credit Union will also fully comply with those regulations. |
Read our Online and Mobile Privacy Policy