Enjoy Peace of Mind with a Secure Credit Limit
The Secured Visa® SMART Credit Card from Orlando Credit Union is perfect for new credit card users, those looking to establish credit or those with less-than-perfect credit who want to rebuild their credit. Enjoy peace of mind with a secure credit limit tied to your savings.
A secured credit card works just like a traditional credit card. The difference is that your credit limit on the card must be secured by the deposit in your savings account. Payments on the balance of the card will be reported to the credit bureaus, improving your credit history.
APR*
13.49% to 17.75%
on purchases
Secured Visa SMART Credit Card
- No annual fees, no application fees, and no balance transfer fees.
- Credit limits from $200 - $1,000.
- Enjoy a 25-day grace period on purchases when your balance is paid in full by your monthly due date.
- Contactless tap-to-pay makes it easy to pay at millions of retail locations around the globe and is protected by Visa’s Zero Liability Policy.
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Visa Checkout
Visa Checkout is a digital payment service that takes the hassles out of making online payments. It works with your tablet, smartphone, or home computer.
Visa Checkout is both fast and secure:
- Skip typing in your credit card number every time you buy online. Just use your Visa Checkout login and you’re done.
- Shop worry-free. Multiple layers of security protect your stored information.
Credit Card FAQs
We’ve provided answers to many commonly asked questions about the Secured Visa SMART Credit Card on our Credit Card FAQs page.
* APR = Annual Percentage Rate. Rates are variable and may increase. Individual rates are determined by credit score and credit history. Subject to credit union membership eligibility, credit approval and verification of information provided on your application. Other terms and conditions may apply. Terms and conditions are subject to change at any time without notice.