Overdraft Line of Credit
Safeguard against overdrafts, mistakes made when balancing your account or having your debit card declined because of a lack of funds. Prevent these situations with an overdraft line of credit.
Apply Now- Acts as a loan attached to your checking account
- Activates when a charge overdraws your checking
- The limit ($500–$5,000) depends on your creditworthiness
- Payments can be from $50 to $200
- Line of credit money is transferred in increments of $50
- Late charges are 20 percent of interest due, minimum $5/maximum $35
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