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Overdraft Line of Credit

Safeguard against overdrafts, mistakes made when balancing your account or having your debit card  declined because of a lack of funds. Prevent these situations with an overdraft line of credit.

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  • Acts as a loan attached to your checking account
  • Activates when a charge overdraws your checking
  • The limit ($500–$5,000) depends on your creditworthiness
  • Payments can be from $50 to $200
  • Line of credit money is transferred in increments of $50
  • Late charges are 20 percent of interest due, minimum $5/maximum $35


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Overdraft Line of Credit Rates

Overdraft Line of Credit

As Low As

10.00% APR

Apply by Phone

Prefer to apply for loans by phone? Submit an application 24/7 for an Overdraft Line of Credit by calling 407.835.3500 or 800.953.4567.

Call 407-835-3500

* APR= Annual Percentage Rate. Individual rates are based on creditworthiness and credit history.  Subject to credit union membership, credit approval and verification of information provided on your application, other terms and conditions may apply.  Terms and conditions are subject to change at any time without notice.  Payment Example:  An Overdraft Line of Credit with a balance of $1,000 and a designated payment of $100 would have a monthly payment of $100.

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