Cities We Serve in Polk County
From bustling urban centers to charming rural communities, we are dedicated to delivering reliable and trustworthy banking solutions to all the cities within Polk County.
Lakeland: As the largest city in Polk County, Lakeland offers a mix of historic charm and modern amenities, with a vibrant downtown area, cultural attractions, and recreational opportunities.
Winter Haven: Known as the "Chain of Lakes City," Winter Haven is famous for its interconnected lakes, outdoor recreation, and family-friendly attractions.
Haines City: Located in the heart of Central Florida, Haines City offers residents a suburban lifestyle with easy access to major highways, theme parks, and outdoor activities.
Bartow: As the county seat of Polk County, Bartow boasts a rich history, with historic landmarks, quaint downtown streets, and a strong sense of community.
Lake Wales: Nestled among rolling hills and freshwater lakes, Lake Wales is known for its natural beauty, historic sites, and cultural attractions.
And more: Additional areas served include Auburndale, Davenport, Mulberry, Frostproof, Eagle Lake, Fort Meade, Dundee, Polk City, Lake Alfred, Hillcrest Heights and Highland Park.
Banking Products & Services
Our banking products and services include a wide range of financial offerings designed to meet the diverse needs of individuals and businesses.
Savings Accounts: Start saving for your future with our diverse range of savings account options designed to help you achieve your financial goals, whether it's for a vacation, emergency fund, or retirement.
Checking Accounts: Manage your day-to-day finances with ease using our convenient checking account services, featuring various account options and benefits to fit your lifestyle. Open a care-free checking account online and start earning rewards today.
Loans: Whether you're buying a home, a car, or need funds for personal expenses, our competitive rates and flexible loan terms make borrowing simple and affordable. Easily apply online for mortgages, auto loans, personal loans, and home equity loans.
Credit Cards: Choose from our selection of credit cards designed to meet your spending needs, offering rewards and benefits to enhance your purchasing power. Our credit cards include no annual fees and low interest rates.
Investments: Plan for your long-term financial success with our investment products and services, including certificates of deposit (CDs), money market accounts, retirement accounts, and education savings accounts.
Business and Commercial Banking: Our business banking services provide tailored financial solutions, including checking accounts, business loans, credit cards and advisory support, to meet the unique needs of entrepreneurs and enterprises.
Online and Mobile Banking: Access your accounts securely anytime, anywhere with our user-friendly online and mobile banking platforms, providing convenience and flexibility to manage your finances on the go.
Reasons to Choose Orlando Credit Union
Joining Orlando Credit Union offers access to a member-owned organization with banking services, competitive rates, and a community focus.
Non-Profit: Orlando Credit Union is owned by our members, meaning our profits go toward your interests and not the interests of investors or CEOs.
Personalized Service: Our friendly team is here to provide personalized assistance and guidance every step of the way.
Great Rates: According to the National Credit Union Administration, on average, credit unions offer lower rates on loans and higher rates on savings accounts.
Flexible Banking: Orlando Credit Union offers several ways to bank with us. We have branches in Central Florida, online and mobile banking options, 5,000 shared branch locations and surcharge-free access to 80,000 ATMs worldwide.
Local Expertise: Our team understands the unique financial needs of Polk County residents and is committed to providing personalized service and support.
Community Commitment: We are deeply rooted in the local community and actively support initiatives that promote economic growth, education, and well-being for all residents. Learn more about our Charitable Foundation.
Join the Orlando Credit Union Family
Join Orlando Credit Union and experience the difference of banking with a trusted partner who puts your needs first. Contact us to learn more about our services and how we can help you achieve your financial goals or join online today.
Becoming a member at Orlando Credit Union is easy! Here’s how to qualify:
- Live, work or worship in Polk County, Seminole County, Lake County, Orange County, Osceola County, Volusia County, Brevard County or Hillsborough County.
- Be a family member of an Orlando Credit Union member. Family members include spouses, children, parents, siblings, stepchildren, stepparents, grandchildren and grandparents.
When you apply for membership, here are the steps you’ll need to take:
- Make a $5 deposit into an Ownership Share account, establishing your status as a member-owner of our credit union.
- Select a savings account and any additional products you would like, such as a checking account.
- Provide information including your name, Social Security number, employment status and government ID (such as a driver’s license, passport or military ID).
That’s it!
After submitting an application, your information will be reviewed and we’ll reach out to you to either confirm your new member status or to clarify information.
