Make Payments Without Carrying Cash or Cards
Add a digital wallet to your smartphone and forget about carrying cash and credit cards. Simply put, a digital wallet is a downloadable app that securely stores your credit and debit cards. Make contactless payments or pay for online purchases using your smartphone or another mobile device.
Digital Wallet Features
- Pay using your digital wallet-compatible smartphone, watch or another device.
- Use digital versions of your Orlando Credit Union debit and credit cards.
- Merchants don't receive sensitive financial information–only encrypted data.
- Stay protected by Visa's Zero Liability policy.
How to Make Payments
Once you've loaded your cards to your digital wallet, it’s easy to pay with your smartphone or other mobile device. Here’s how:
Paying In-Store
- Look for the contactless payment symbol or the symbol for your specific wallet.
- Wake up your phone or watch and hold it up to the payment terminal. If needed, unlock your device. With Fitbit Pay, hold the left button on your watch for two seconds.
- If asked on the payment terminal, enter a PIN. This is the same PIN you use with your physical card. You may be asked to sign, depending on merchant and amount.
Paying Online
- On a website or app, you may see a button with the name of your favorite digital wallet. If asked, choose a payment method and shipping address then confirm your order.
Choose Your Digital Wallet
To get started, download the digital wallet app for your device and follow the enrollment steps.
* These directions are provided as a courtesy. Please check with your payment method provider for the latest information.
- Make sure your iPhone, iPad or Apple Watch has the latest version of iOS.
- Open the Apple Pay app.
- Add your Orlando Credit Union debit or credit card by taking a picture of your card or manually typing in your card information.
- Pay securely at participating stores, websites and apps.
Note: In participating stores, Apple Pay will work with iPhone SE and up and all versions of Apple Watch. Within apps, Apple Pay is compatible with iPhone SE and up, the iPad Air 2 and up, the iPad Mini 3 and up and versions of the Apple Watch.
To make your Orlando Credit Union card your default payment card:
- Go to Settings.
- Select Wallet and Apple Pay.
- Select your Orlando Credit Union card.
- Access the Google Pay app. If you don't already have it on your phone, download it from the Google Play store.
- Add your Orlando Credit Union debit or credit card by taking a picture of your card or manually typing in your card information.
- Pay securely at participating stores, websites and apps.
To make your Orlando Credit Union card your default payment card:
- Open the Google Pay app.
- On the bottom, select Payment.
- Tap your Orlando Credit Union card.
- Turn on "Default for in-store purchases."
- Access the Samsung Pay app. If you don't already have it on your phone, download it from the Google Play store.
- Create a Samsung account and add a fingerprint and backup PIN to the device settings.
- Add your Orlando Credit Union debit or credit card by taking a picture of your card or manually typing in your card information.
- Pay securely at stores and participating websites and apps.
Note: Samsung Pay is only compatible with certain Samsung devices and mobile carriers. Visit Samsung Support for details.
To make your Orlando Credit Union card your default payment card:
- Swipe up from the bottom of the screen to launch the app.
- Select your Orlando Credit Union card and set as default.
- Open Microsoft Edge and navigate to Settings, Advanced Settings, and then Autofill.
- Turn on "Save Cards," select "Manage Cards" and turn on "Microsoft Pay."
- Card details may be pulled from your Microsoft account, or you may need to add a card manually.
- Save your preferences and then look for opportunities to use Microsoft Pay online.
- Download the Fitbit Pay app. It's only available on Fitbit smartwatches such as the Fitbit Ionic and Fitbit Versa (not on Fitbit fitness trackers).
- Create your account.
- Add your Orlando Credit Union debit or credit card by typing in the information.
- Pay securely at participating stores.
To make your Orlando Credit Union card your default payment card:
- Open the Fitbit Pay app.
- Open "Wallets."
- Find the card you want and tap on "Set as Default."
- Go to the Garmin Connect Mobile app on your smartwatch. Garmin Pay is only available on select Garmin devices at this time.
- Create an account by tapping "Create Your Wallet." Then, create a four-digit passcode to keep the digital wallet secure.
- Add to your Orlando Credit Union debit or credit card by typing in the information.
- Pay securely at participating stores.
Earn Rewards Program BONUS Points
With Orlando Credit Union’s Rewards Program, you’ll receive 300 points when you initially load your Orlando Credit Union Visa® SMART credit card or Orlando Credit Union Visa® Xtreme REWARDS credit card into your digital wallet.
Earn rewards while making everyday purchases and banking transactions.
