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Orlando

Vehicle Loan or Refinance

Whether it's new or new-to-you, finance your car, motorcycle, boat or recreational vehicle with us. If you are unhappy with your current loan, we also offer vehicle refinancing.

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Vehicle Loans Icon
  • Competitive rates.
  • Finance up to 125% of your vehicle's value.
  • Loan terms up to 84 months APR*.
  • 90 day no payment option**
  • Pre-qualify for your loan before you shop.
  • Optional GAP and Mechanical Repair Coverage.

With our Rewards points program, you can earn 1 point per $1,000 in average daily loan balances for qualifying loan's each month.^

 

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To apply in-person for a new vehicle loan, schedule an in-branch appointment.
Buying A Car - car buying process

 

The Car-Buying Process

Looking to buy a new or new-to-you car, but feeling lost on what steps to take? It can be exciting to dream about your new ride, but the realities of car buying can also be a bit daunting. Luckily, you don't have to go it alone! We’re here to help. View a step-by-step process on how to buy a car with Orlando Credit Union’s guide to the car-buying process.? This guide will help you navigate the car buying process on cruise control. Ready to start?
 
 
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Car-Buying Made Easy

 

 

Car-Buying Made Easy

Is your dream car proving hard to find? We’ve partnered with Auto Advisors and Enterprise to help make car-buying simple and affordable. Let Auto Advisors find the ideal vehicle for you with your budget or experience a seamless purchase experience with financing options to fit your needs at Enterprise.
 
 
 
 
 
 

Vehicle Loan Rates (model year 2019 and newer)

36 Months

As Low As

6.74% APR*

Calculate Loan Payment

60 Months

As Low As

7.04% APR*

Calculate Loan Payment

84 Months

As Low As

7.74% APR*

Calculate Loan Payment

Vehicle Loan Rates (model year 2018 and older)

36 Months

As Low As

7.74% APR*

Calculate Loan Payment

60 Months

As Low As

8.04% APR*

Calculate Loan Payment

72 Months

As Low As

8.24% APR*

Calculate Loan Payment

VIEW LOAN RATES

^Does not include credit cards, sold mortgages or business loans. Loans must be current to receive points for the month. Points will be forfeited if loan is not current, and points will not be reinstated.

*APR = Annual Percentage Rate. Individual rates are determined by credit score, credit history and loan term. Subject to credit union membership eligibility, credit approval and verification of information provided on the application. Vehicle must be titled and registered in the state of Florida.

** First payment will be due 90 days from loan origination. Interest will begin accruing as of the loan origination date, which will result in paying a higher total finance charge and will extend the loan term. Offer not available on existing Orlando Credit Union loans.

Payment example: A vehicle loan of $20,000 for 60 months at 2.79% will have a monthly payment of $357.31. Cost does not include title, taxes, insurance premiums, or any other applicable costs.

Other terms and conditions may apply.  Terms and conditions are subject to change at any time without notice.

Have questions? We're here to help.

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800.953.4567

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