How Can I Earn Points?
Earn points for everyday banking activities, including making purchases made with certain Orlando Credit Union debit and credit cards. Best of all, the points you earn can be redeemed for just about anything you choose, including cash back. The more qualifying products you have with us, the more you can earn.
Ways To Earn With Checking Accounts
Rewards and Premium Checking accounts participants with qualifying Orlando Credit Union Rewards and Premium Rewards Checking accounts earn points for qualifying direct deposits:****
- $500.00 to $999.99 in monthly qualifying direct deposit = 5 points per month
- $1,000.00 to $2,499.99 in monthly qualifying direct deposit = 10 points per month
- $2,500.00 or more in monthly qualifying direct deposit = 25 points per month
Points will be added on a monthly basis.
Ways To Earn With Debit Card
Receive 1 point for every $10 spend and an extra 100 points for 35+ swipe and sign transactions with your Visa Rewards Debit Card every month. Debit Rewards only available with our Rewards and Premium Checking Accounts.
Ways To Earn With Credit Cards
With our existing Visa Platinum Credit Card, you can earn one point per every $1 for purchases.
With our Visa Xtreme REWARDS Credit Card, you can earn up to 4 points per every $1 for purchases.
- 4 points per $1 spent for Amazon & Paypal transactions for first 12 months*
- 3 points per $1 spent for Gas & Travel transactions**
- 2 points per $1 spent for Dining & Grocery transactions***
- 1 point per $1 spent for other purchases*
Also, with our participating cards, you can receive...
- 300 points when you load your Visa SMART or Visa Xtreme REWARDS Credit Card into your digital wallet for the first time.
Earn Points For Loans
Earn 1 point per $1,000 in average daily loan balances for qualifying vehicle, personal, and home equity (or HELOC) loans each month.
- Does not include credit cards, sold mortgages, off-system mortgages, or business loans.
- Loans must be current to receive points for the month.
- Points will be forfeited if loan is not current and points will not be reinstated.
And we’ll be adding new ways to earn points in the future!
Earn Points For Your Anniversary
For those of you who are long-time members with us, you'll receive 100 points for every 5 years that you're a member in good standing. Being a loyal member is more rewarding than ever!
What Can I Get With My Points?
Combine your credit card points with points you earn doing other everyday banking activities to redeem for cash back, gift cards, merchandise, travel, charitable contributions, pay at the pump or to pay credit union fees. Redeem your points for fee refunds on gift card fees, consumer loan/credit card late fees, domestic/international wire transfer fees, minimum balance fees, non-sufficient funds fees, skip-a-pay fees, and more.
How Can Points Be Redeemed?
Tracking and redeeming points is EASY! Visit the Rewards portal in online or mobile banking. Remember, there is no limit to the number of points that you can earn.