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Roof Loans

Roofs are a pivotal investment in Florida due to the impacts of inclement weather affecting homeowner insurance availability

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Be The Leader of the Health and Maintenance of Your Roof

Designed for a roofing company and the consumer, the Orlando Credit Union roof loan program is available today at your convenience in sums of up to $50,000. Roof maintenance enables:

  • Upgrade of roofing materials impacting a homes’ value
  • Payment of roof maintenance over time due to the terms of the Orlando Credit Union roof loan program
  • Payment of minor roof repairs prior to damage becoming significant to a home structure

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Roof Loan Details & Requirements*

  • Orlando Credit Union roof lending applicants must provide proof of income. (paystubs, etc.)
  • Each loan term is based on the applicant’s budget.
  • Roof loans may be valued up to $50,000.
  • A minimum credit score of 640 is required of each applicant.
  • An invoice or cost estimate of a loan shall be provided by a licensed roofing contractor as an accompaniment to a roof loan application.
     

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To open a roof loan or discuss rates, schedule an in-branch appointment.
 

 

Reasons to Keep Your Roof in Good Condition

  1. Weather Protection: In the Central Florida area (Lake, Orange, Osceola, Seminole, Volusia, Brevard, Polk, and Hillsborough counties), the region's hot, humid climate, along with thunderstorms, hurricanes, and heavy rain, can take a significant toll on roofs, making regular maintenance crucial for protecting homes.

  2. Prevent Costly Repairs: Regular maintenance can identify small issues before they turn into larger, more expensive repairs, such as leaks or structural damage.

  3. Extend Roof Lifespan: Routine care and inspections can significantly extend the life of your roof, delaying the need for a full replacement.

  4. Protect Against Leaks: A well-maintained roof prevents water from entering your home, which can cause water damage to ceilings, walls, and insulation.

  5. Energy Efficiency: A properly maintained roof ensures good insulation, which helps maintain a stable indoor temperature, reducing heating and cooling costs.

  6. Maintain Home Value: A well-kept roof improves the overall appearance and value of your home, which is important if you plan to sell the property.

  7. Prevent Mold and Mildew: By stopping leaks and water infiltration, roof maintenance helps prevent the growth of mold and mildew, which can cause health issues and damage interior structures.

  8. Ensure Safety: Damaged roofs can lead to accidents or safety hazards, such as falling debris or even roof collapse in extreme cases.

  9. Meet Warranty Requirements: Many roofing warranties require regular inspections and maintenance to remain valid. Neglecting your roof could void your warranty.

  10. Pest Prevention: Gaps or holes in a poorly maintained roof can allow pests, such as rodents or insects, to enter your home.
     

 

Talk with the Business Team from Orlando Credit Union for More Details about Roof Financing.

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*Eligibility and Membership required. As a condition of membership, you must maintain an Ownership Savings Account with a $5 minimum balance. For a listing of all our fees, please refer to our “Schedule of Fees.” Loans are subject to credit approval. Require a minimum credit score. Additional terms and conditions apply.

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