Make Payments Without Carrying Cash or Cards
Add a digital wallet to your smartphone and forget about carrying cash and credit cards. Simply put, a digital wallet is a downloadable app that securely stores your credit and debit cards. Make contactless payments or pay for online purchases using your smartphone or another mobile device.
Digital Wallet Features
- Pay using your digital wallet-compatible smartphone, watch or another device.
- Use digital versions of your Orlando Credit Union debit and credit cards.
- Merchants don't receive sensitive financial information–only encrypted data.
- Stay protected by Visa's Zero Liability policy.
How to Make Payments
Once you've loaded your cards to your digital wallet, it’s easy to pay with your smartphone or other mobile device. Here’s how:
Paying In-Store
- Look for the contactless payment symbol or the symbol for your specific wallet.
- Wake up your phone or watch and hold it up to the payment terminal. If needed, unlock your device. With Fitbit Pay, hold the left button on your watch for two seconds.
- If asked on the payment terminal, enter a PIN. This is the same PIN you use with your physical card. You may be asked to sign, depending on merchant and amount.
Paying Online
- On a website or app, you may see a button with the name of your favorite digital wallet. If asked, choose a payment method and shipping address then confirm your order.
Choose Your Digital Wallet
To get started, download the digital wallet app for your device and follow the enrollment steps.
* These directions are provided as a courtesy. Please check with your payment method provider for the latest information.

Earn Rewards Program BONUS Points
With Orlando Credit Union’s Rewards Program, you’ll receive 300 points when you initially load your Orlando Credit Union Visa® SMART credit card or Orlando Credit Union Visa® Xtreme REWARDS credit card into your digital wallet.
Earn rewards while making everyday purchases and banking transactions.