FRAUD ALERT: Scammers are calling members falsifying that they are Orlando Credit Union. Orlando Credit Union would NEVER call, email, or text ANYONE seeking personal information such as an Account PIN, ANY Password, or a Social Security Number. If engaged to verify personal information, hang up or delete any correspondence immediately. Learn more
FRAUD ALERT: Orlando Credit Union would NEVER call, email, or text seeking personal information such as an Account PIN, Password, or a Social Security Number. If asked to verify personal information, hang up or delete any messages immediately. Learn more
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Secured Visa® Smart Credit Card

Get a Low Rate with No Annual Fee While Building Your Credit

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Enjoy Peace of Mind with a Secure Credit Limit

The Secured Visa® SMART Credit Card from Orlando Credit Union is perfect for new credit card users, those looking to establish credit or those with less-than-perfect credit who want to rebuild their credit. Enjoy peace of mind with a secure credit limit tied to your savings.

A secured credit card works just like a traditional credit card. The difference is that your credit limit on the card must be secured by the deposit in your savings account. Payments on the balance of the card will be reported to the credit bureaus, improving your credit history.

 

Secured Visa Smart Credit Card

APR*

10.25% to 18.00%

on purchases

Secured Visa SMART Credit Card

  • No annual fees, no application fees, and no balance transfer fees.
  • Credit limits from $200 - $1,000.
  • Enjoy a 25-day grace period on purchases when your balance is paid in full by your monthly due date.
  • Contactless tap-to-pay makes it easy to pay at millions of retail locations around the globe and is protected by Visa’s Zero Liability Policy.

Apply Now

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Visa Checkout

Visa Checkout is a digital payment service that takes the hassles out of making online payments. It works with your tablet, smartphone, or home computer.

Visa Checkout is both fast and secure:

  • Skip typing in your credit card number every time you buy online. Just use your Visa Checkout login and you’re done.
  • Shop worry-free. Multiple layers of security protect your stored info.
Enroll Now
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ID Navigator

Orlando Credit Union is #investinginU by providing greater peace of mind by helping to prevent identify theft.

Your Secured Visa SMART Credit Card includes ID Navigator™ powered by Norton LifeLock.

With this service, you receive:

  • Tools to help keep you informed of potential threats to your identity
  • Actions to take should your identity be compromised

Connect your credit card with this service and keep your identity safe.

Connect My Card

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Credit Card FAQs

We’ve provided answers to many commonly asked questions about the Secured Visa SMART Credit Card on our Credit Card FAQs page.

View FAQs

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* APR = Annual Percentage Rate. Rates are variable and may increase. Individual rates are determined by credit score and credit history. Subject to credit union membership eligibility, credit approval and verification of information provided on your application. Other terms and conditions may apply. Terms and conditions are subject to change at any time without notice.

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Orlando Credit Union does not endorse or guarantee the products, information, or recommendations provided by linked sites and is not liable for any failure or products or services advertised on those sites. Each third-party site may have a privacy policy different from Orlando Credit Union and the linked third-party websites may provide less security than the Orlando Credit Union site.

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