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Simple Checking

This checking account is our version of other banks' free checking and is an easy option to manage your daily finances. It includes no minimum balance requirement and no monthly maintenance fee.

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  • Minimum Deposit to Open*: $25
  • Monthly Service Fee: $0
  • Rewards: My Debit Offers

Why Apply For Simple Checking?

Simplify your everyday banking with a checking account that requires no minimum balance and no monthly maintenance fee. We also do not charge you a fee for eStatements and you get access to up to 80,000 surcharge-free ATMs.

As part of your Simple Checking account, you can join our free purchase rewards program called My Debit Offers, located in online banking, which is a rewards program that lets you earn rewards by using your Orlando Credit Union debit card to purchase merchandise and services. So, the more you use your Orlando Credit Union’s debit card, the more rewards you can earn.


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Simple.  Rewards.  Premium.

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*As a condition of membership, you must maintain an Ownership Share Account with $5. Every member must also have a Share Savings Account to be eligible for any other products or services. For a listing of all our fees, please refer to our Schedule of Fees.

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