Enjoy Exceptional Purchasing Power
Whether you’re looking for a low-interest card or one that rewards you with every purchase, Orlando Credit Union has the right Visa® credit card for you.
Orlando Credit Union Visa Credit Cards Give You...
- No annual fees
- Use anywhere Visa is accepted, domestically or worldwide
- Visa's Zero Liability Policy
- No balance transfer fees
Which Orlando Credit Union Visa Credit Card Suits Your Style?
Visa Xtreme REWARDS
Credit Card
Earn Points Toward Rewards with Every Purchase
APR*
1.99% to 6.99%
first 6 months
on purchases and balance transfers
14.25% to 18.00%
after 6 months
on purchases and balance transfers
- Earn 1-2-3-4 times the reward points every time you swipe or make a digital purchase. (Works with our Rewards Points Program).
- Introductory rates as low as 1.99% - 6.99% APR* for the first 6 months on balance transfers and purchases, based on creditworthiness.
- No annual fee.
- No balance transfer fees or foreign transaction fees.
Visa SMART Credit Card
Pay Down Balances from High-Rate Cards
APR*
1.99% to 6.99%
first 6 months
on purchases and balance transfers
10.25% to 18.00%
after 6 months
on purchases and balance transfers
- A good choice if you carry balances on your credit card or want to pay down balances more quickly from higher rate cards.
- Introductory rates as low as 1.99% - 6.99% APR* for the first 6 months on balance transfers and purchases, based on creditworthiness.
- No annual or application fees.
Secured
Visa SMART Credit Card
A Secure Credit Limit Tied to Your Savings
APR*
10.25% to 18.00%
after 6 months
on purchases
- This card is perfect for new credit card users, those looking to establish credit or those with less-than-perfect credit who want to rebuild their credit.
- Enjoy peace of mind with a secure credit limit tied to your savings.
- No annual or application fees.
Already Applied?
Already applied for a credit card? Check Status
Rewards Points Program
Reap rewards with every purchase.
You can earn points toward great rewards every time you use your Orlando Credit Union credit card through our exclusive Rewards Points Program.
Program features:
- Combine your credit card points with points you earn doing other everyday banking activities to redeem for cash back, gift cards, merchandise, travel, charitable contributions, pay at the pump or to pay credit union fees.
- Earn BONUS points from national to local merchants.
- Easily review reward points in online and mobile banking.
PLUS: When you load your Orlando Credit Union Visa® Xtreme REWARDS credit card into your Digital Wallet for the first time, you’ll automatically receive 300 points.
Digital Wallet
Pay securely by using your phone or smartwatch.
Digital Wallet features:
- Carry a digital version of your credit card.
- Compatible with most major digital wallet apps.
- Spend with your smartphone or smartwatch.
- Pay in a faster, more secure way.
PLUS: When you load your Orlando Credit Union Visa® Xtreme REWARDS credit card into your Digital Wallet for the first time, you’ll automatically receive 300 points.
Using Your Credit Card While Abroad
Take these steps before traveling long distances.
Orlando Credit Union Visa® credit cards are accepted worldwide, and we’re invested in protecting your financial security while you travel abroad.
* APR = Annual Percentage Rate. Rates are variable and may increase. Individual rates are determined by credit score and credit history. Subject to credit union membership eligibility, credit approval and verification of information provided on your application. Other terms and conditions may apply. Terms and conditions are subject to change at any time without notice.